1. Coverage for Medical Expenses: Health insurance typically covers a wide range of medical expenses, including doctor’s visits, hospital stays, surgeries, medications, and diagnostic tests.

2. Network of Providers: Many health insurance plans offer a network of healthcare providers who have agreed to accept lower rates.

3. Deductibles, Co-pays, and Out-of-Pocket Limits: While you may have to pay out-of-pocket costs such as deductibles, co-pays, and out-of-pocket limits, health insurance can significantly reduce your overall medical expenses.

4. Preventive Care: Many health insurance plans cover preventive care services at no cost or with minimal out-of-pocket expenses.

5. Mental Health Coverage: Health insurance often includes coverage for mental health services, such as therapy and medication.

6. Dental and Vision Coverage: Some health insurance plans may also include dental and vision coverage.